Accessing legal assistance can indeed be challenging for individuals with limited financial means. In Singapore, several organizations and government agencies are dedicated to providing affordable or free legal services to ensure that justice is accessible to all. Here are some resources available:​

1. Legal Aid Bureau (LAB): The LAB, under the Ministry of Law, offers legal representation and advice in civil matters to individuals of limited means. Assistance covers areas such as divorce, child custody, wrongful dismissal, and tenancy disputes. Applicants must pass both a means test (assessing financial eligibility) and a merits test (evaluating the case's grounds). ​

2. Pro Bono SG: Pro Bono SG facilitates access to justice by organizing legal clinics and providing legal guidance. They coordinate with volunteer lawyers to offer free legal consultations on various personal legal matters. Appointments are available both virtually and in-person. ​

3. Community Legal Clinics: Various community clubs and centers collaborate with volunteer lawyers to offer free legal advice sessions. These clinics typically address personal legal issues, and it's advisable to check specific requirements and operating hours with each location. ​

4. AWARE's Free Legal Clinic: The Association of Women for Action and Research (AWARE) provides a free legal clinic service for women seeking to understand their legal rights, especially concerning marriage, separation, divorce, custody, maintenance, and family violence. Consultations are by appointment. ​

5. Legal Assistance Schemes for Criminal Cases: For criminal matters, individuals facing charges (excluding capital offenses) may apply for assistance under schemes like the Criminal Legal Aid Scheme (CLAS). This program, administered by the Law Society of Singapore, offers legal representation to those unable to afford private counsel. ​

6. Community Justice Centre (CJC): The CJC provides support for individuals involved in criminal proceedings, offering information, assistance, and referrals to appropriate legal services. ​

7. Law Society of Singapore's Pro Bono Services: The Law Society administers various pro bono initiatives, including the Criminal Legal Aid Scheme (CLAS), to ensure that individuals facing legal challenges have access to necessary legal support, regardless of their financial situation.​

8. Online Legal Resources: Platforms like LegalZoom and Rocket Lawyer offer affordable legal services and resources, allowing individuals to access legal documents and consultations online. These services can be particularly convenient for straightforward legal matters.​

It's essential to assess your specific legal needs and reach out to the appropriate organization or service. Many of these services have eligibility criteria, so contacting them directly will provide clarity on the assistance available to you.